Top 9 Lies Used To Defend MLM Scams!

Total Life Changes Scam Video

There is an endless supply of health and wellness business opportunities that wish to change your life and make you rich.  The vast majority of these companies become rich by selling you dreams while taking your money with a product-based pyramid scheme. My subscribers have requested that I take a look into Total Life Changes or TLC.  Here is what I have found.

Total Life Changes Scam Claims

Total Life Changes is all about CHANGE – motivating yourself to make everything possible. You have the power, we give you the the support and tools to make it work.

Total Life Changes has created the most powerful Hybrid Binary compensation plan in the industry. It has been engineered to quickly compensate you for introducing new reps to TLC’s products and business opportunity and also create a lucrative residual income for your continued hard work.

What makes Total Life Changes stand out from other companies is our focus on high-quality, natural products that improve people’s lives. Dedication to family, health and wellness has created an environment for growth and stability.

Here is a video of how this business opportunity is presented:

Total Life Changes Scam Presentation

Total Life Changes Scam Reality

Total Life Changes was founded in 1999. The company markets nutritional and skin care products.  The Total Life Changes CEO is Jack Fallon.

Jack Fallon

Total Life Changes, LLC
9453 Marine City Hwy Ira, MI. 48023

In my opinion, this business opportunity is a product-based pyramid scheme that has been running for years in the United States. This is not some great new plan to make money.  They get you to pay an upfront fee to join the business opportunity. This fee is disguised as a minimum product purchase. Then you pay a monthly fee to remain eligible for bonuses.  This fee is also disguised as a minimum product purchase.

Most people will not be able to sell enough product or recruit enough people to make a profit.

Cost

You have to purchase at least 40 PCV of products to start. 40 PCV is approximately $44-$99.

They also offer large starter packs which cost from $299.95- $1,679.95.

To remain qualified to receive bonuses you have to purchase at least 40 PCV each month.  This amount increases as you rise in rank in the compensation plan.

The starter packs are a way to load up a new IBO with a lot of product to begin with.

Products

Click Here to access their product list.

Health Kit

Beauty Kit

Beauty Kit 2

Energy Kit

Weight Loss Kit 2

Iaso™ Cafe Black

Iaso™ Cafe Delgada

Iaso™ Cafe Cappuccino

Iaso™ Cafe Chocolate

Iaso™ Cafe Latin Style

Resolution

Iaso™ Chaga

Iaso™ Techui

Iaso™ NRG

Iaso™ Tea

Iaso™ Nutraburst

Iaso™ Gano

Infinitely Timeless

Iaso™ Ojos

Iaso™ Luna

Iaso™ Sol

Iaso™ Oil

Iaso™ Exfolia

Iaso™ Pomica

Iaso™ Rénique

Iaso™ DUO Prep & Peel

Examples of incredible product claims:

Iaso Tea, “Flag Ship Product” Detoxify – Is a Filter for Life!
-Filters toxins, chemicals, harmones & pesticides which are inside the foods we consume.
-Eliminates parasites, intestinal sludge & other waste that causes illnesses in our body.
-Purifies your entire body!

Iaso GANO – Ganoderma Lucidum is known as the #1 Herb on the planet with a 4,000 year history of health benefits, is known as an; Anti-bacterial, Antiinflammatory, Anti-tumor, blood sugar & blood pressure regulator, & cholesterol reducer. We’re not making medical claims, just try it for yourself.

Iaso Oil – 100% Pure Emu Oil; Studies have demonstrated the following benefits: Acne, Arthritis, Back Pain, Burns, Dandruff, Eczema, Gout, Gum Disease, Inflammation, Sunburns, Pet Injuries & much more.

Compression Garments – Get Your Sexy Back and experience the instant gratification of a flatter abdomen, a sexy figure, firming your thighs, lifting your
buttocks, and the health benefits of your organs being in place and functioning properly with improved posture. Garments for women and men.

Iaso Strike-Up for Men – Increased Desire, Potency, & Supports a Better Sex life. All natural, herbal blend; last for up to 72 hours; No secondary side effects. “Safe, Effective, and Works Like Magic!” quote from Dick Gregory

Iaso LOVE for Women – Supports a Better Sex life. All natural, herbal blend; Last for up to 72 hours, No secondary side effects.

Iaso HCG Drops – Lose 15 to 60 LBS in only One Month!

Iaso NRG – A Natural Energy Supplement; 1 capsule “turns on” the energy & “turns-off” the appetite!

Important Warning About Ganoderma!

Ganoderma Lucidum is a natural blood thinner that prevents a person’s blood from clotting properly and causes intestinal bleeding and platelet dysfunction.

Diarrhea and constipation can be caused by taking Ganoderma.

Itching is another common side effect. Rashes can appear all over the body. Itching may be accompanied by body aches and pains. Some users also experienced an increase in acne breakouts on the face.

Dizziness is another side effect and is often a sign of lowered blood pressure. Lowered blood pressure in turn causes lightheadedness and dizziness, and in some users, nausea.

Ganoderma has also been shown to cause problems in breathing. Nasal discomforts are common, although these are minor compared to difficulty breathing and chest pains. These symptoms are indicative of allergic reactions, which require immediate medical attention. It is important to determine if you may be allergic to Ganoderma before taking it for the first time to avoid severe allergic reactions later.

Severe Ganoderma side effects include liver problems and breathing problems which should be given immediate medical attention. Use of powdered Ganoderma has been associated with toxic effects on the liver. – Source WebMD

Compensation Plan

Click Here to view the compensation plan.

The first of two qualifications to earn commissions is that you order a TLC product that creates at least 40 PCV. PCV is volume that is credited to you personally when a product is purchased by you.

A TLC rep that personally sponsors three people as IBOs in the first month will earn $60.00 in commissions from those IBO’s first purchases with 40 volume.

The requirement for earning binary commissions is that you must have personally sponsored two IBOs that are currently active with 40 PCV, one placed in your left leg and one in your right leg. Your binary pay is calculated from your weaker leg.

Example: As a Director with 1,000 GCV on the weak leg and 2,500 GCV on the strong leg, a $120 commission will be paid that week. The strong leg volume will be “flushed” of 1,000 volume (equal to the weak leg payout), leaving 1,500 GCV to be carried over or “banked” for the strong leg’s GCV the following week.

If you are not active with a 40 PCV order and binary qualified, you will lose your commissions from your downline.

As your group commissionable volume (GCV) on your lesser team (weak leg) grows you will move up the ranks listed below and your pay percentage rate will increase as well. The Personal Commissionable Volume (PCV) requirement also increases as you move up the ranks.

Ranks Qualifications Earnings Eligibility Binary Pay Match Bonus Lifestyle Bonus
Affiliate Active with 40 PV Fast Start and Retail Bonus only None None NO
Associate Active with 40PV & Binary Qualified Fast Start, Retail Bonus, Binary Pay 10% None NO
Director Active With 80 PV, Binary Qualified and 1,000 PLV Fast Start, Retail Bonus, Binary Pay, Match Pay 12% 50% 1st Level 10% 2nd Level NO
Executive Director Active With 80 PV, Binary Qualified and 5,000 PLV  Fast Start, Retail Bonus, Binary Pay, Match Pay 14% 50% 1st Level 20% 2nd Level NO
Regional Director Active With 120 PV, Binary Qualified, at least one personally sponsored Active Executive Director in a previous commission week and 10,000 PLV Fast Start, Retail Bonus, Binary Pay, Match Pay 17% 50% 1st Level 30% 2nd Level NO
National Director Active With 120 PV, Binary Qualified, at least 1 personally Sponsored Active Regional Director in a previous commission week and 20,000 PLV.  Fast Start, Retail Bonus, Binary Pay, Match Pay, and Lifestyle Bonus 20% 50% 1st Level 40% 2nd Level YES
Global Director Active With 120 PV, Binary Qualified, 2 active Executive Directors* (1 on each leg), at least 1 personally sponsored active National Director in a previous commission week and 50,000 PLV. Fast Start, Retail Bonus, Binary Pay, Match Pay, and Lifestyle Bonus 20% 50% 1st Level 50% 2nd Level YES
Ambassador** Active With 120 PV, Binary Qualified, 4 active Executive Directors* (2 on each leg), at least 1 personally sponsored Global Director in a previous commission week and 100,000 PLV. Fast Start, Retail Bonus, Binary Pay, Match Pay, and Lifestyle Bonus 22% 50% 1st Level 50% 2nd Level YES
Executive Ambassador  Active With 120 PV, Binary Qualified, 8 active Executive Directors* (4 on each leg), at least 1 personally sponsored Ambassador in a previous commission week and 250,000 PLV. Fast Start, Retail Bonus, Binary Pay, Match Pay, and Lifestyle Bonus 25% 50% 1st Level 50% 2nd Level YES

Recruitment is required to rise through the ranks of this compensation plan.  You have to purchase more personally as you rise through the ranks of this compensation plan. In my opinion, this is a clear product-based pyramid scheme.  Retail sales are secondary to recruitment and personal purchases by IBOs.

A TLC rep who has not placed a 40 PCV order in the last 180 days can be removed from the TLC genealogy and will forfeit their position and all personally sponsored reps in the company genealogy.

Income Disclosure

Becoming an Independent Business Owner with TLC is NOT a guarantee of income. Average income from the TLC Compensation Plan has not been established.

This company has been in business since 1999 and they are unable to share how much their IBOs are making. Also, they provide no information on how much people are making retailing the products.  Never join a business opportunity that can’t verify how much money people are making on average.

Return Policy

There is a strict 30-day return policy. If a purchase is refunded for any reason, it is understood that the purchaser was not satisfied with the product or service and we may permanently refuse any future sales to that purchaser.

An Associate who wishes to return any unopened or used product should contact Customer service at 888-873-1898. To insure accurate processing of returned orders, an Associate or Consumer should never return a shipment before speaking with Customer Service. Once you have contacted Customer Service they will give you return instructions and the address to return the product. You will then return the product in question to the Distribution Facility. The return order must include the following. 1) A note requesting the refund and signed by the Consumer. 2) A copy of the original invoice that came with the product in question. 3) The full or empty product containers. 4) Any merchandise being returned to our Distribution Center must be sent prepaid. Associates and Consumers are encouraged to use a traceable means of transport, as (TLC) is not responsible for items lost in transport. If an Associate or Consumer paid for the product with a credit card, a credit will be issued within 48 hours on receipt of return for 100% of the purchase price, less shipping, to the credit card originally used for payment. If an Associate or Consumer paid for the product with a bank draft or check and then returns the product, there will be a minimum of 7 days before a refund check will be issued unless the Associate or Consumer provides a copy of the paid bank draft or check from his or her financial institution. A refund check will be issued for 100% of the purchase price, less shipping. Any advancement in the (TLC’s) Compensation Plan, bonuses or awards achieved as a result of these purchases by the Associate’s upline will be reversed, and the amount(s) deducted from the upline Associate’s commission check. If an order has been returned by the carrier, due to insufficient address, undeliverable, etc., (TLC) will contact the Associate or Consumer either by phone or email within 24 hours, to advise them of the returned order. If Associate or Consumer would like the package shipped to a deliverable address they would be required to pay the shipping charge again. If (TLC) does not receive a response from the Associate before the end of a current pay period, the order will be cancelled, and the money refunded back to the Associate or Consumer. It is understood that in the event an Associate returns any personal product purchase for a refund, that they will also be giving up their Associate status and in turn give up any potential earnings from referral sales in the future.

Total Life Changes Scam Conclusion

In my opinion, Total Life Changes is a product-based pyramid scheme that has been running for years in the United States.  They use incredible claims about their products to get people to join their business opportunity and personally purchase the products to qualify for bonuses. People who are looking to join this business opportunity are kept in the dark about some very important information in deciding if a business opportunity is worth pursing. They do not provide information on how much their representatives are making on average.  They do not provide information on retail sales. Avoid the Total Life Changes business opportunity.